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NYSE · Financials

CAPITAL ONE FINL COF

Capital One Financial is a U.S. consumer-finance company centered on credit cards, auto lending, consumer banking, and commercial banking. Its risk/reward depends on card loan growth, charge-offs, funding costs, deposit franchise strength, marketing spend, and integration of large strategic deals such as Discover.

Sources Quartr company materials quartr.com
Consumer Finance

Company profile

Business mix

  • Credit cards: domestic card lending, rewards, marketing, and credit performance drive most earnings volatility.
  • Consumer banking and auto: deposits, digital banking, auto loans, and consumer credit products diversify revenue.
  • Commercial banking and payments strategy: business lending and network/payment assets can broaden the platform.

Current key questions

  • Are delinquencies, charge-offs, and reserve builds stabilizing after consumer credit normalization?
  • Can deposit costs, net interest margin, and loan growth support earnings?
  • Does Discover integration create network and payment advantages without adding excessive execution risk?
Holders 12 Current sample portfolio
Public mentions 0 Videos / interviews / letters
Valuation snapshot
PE 42.07 FCF 24.27% Buyback -56.65%
2026-06-07

Current firm holders

Firm Weight Value Filing period
Oakmark / Harris Associates Bill Nygren 2.5% $1.9B 2026-03-31
Davis Advisors Chris Davis 7.2% $1.6B 2026-03-31
Berkshire Hathaway Warren Buffett 0.5% $1.3B 2026-03-31
Eagle Capital Management 4.0% $1.2B 2026-03-31
Lone Pine Capital Stephen Mandel 3.3% $413.6M 2026-03-31
Sequoia Fund 6.1% $368.1M 2026-03-31
Viking Global Investors Andreas Halvorsen 0.8% $294.1M 2026-03-31
Sessa Capital 5.2% $284.3M 2026-03-31
Brave Warrior Advisors Glenn Greenberg 4.5% $183.2M 2026-03-31
Soros Fund Management George Soros 0.4% $32.9M 2026-03-31
Third Point Dan Loeb 1.2% $25.5M 2026-03-31
Markel Group Tom Gayner 0.1% $16.6M 2026-03-31

Recent trading changes over the last 1 quarters

Last 1 quarters Last 2 quarters Last 3 quarters Last 4 quarters
Net buyers 1 Last 1 13F filing periods
Net reducers 12 Last 1 13F filing periods
Unchanged holders 3 Share count unchanged
Increase amount $32.9M Estimated from net added shares
Reduction amount $782.2M Estimated from net reduced shares
Net share change / base shares -8.9% -4,060,289 / 45,545,146
Berkshire Hathaway Warren Buffett 1 filing periods
13F 2026-03-31 Filed 2026-05-15
Unchanged Shares 0.0% 13F value change $0
Settlement As of 13F 2026-03-31 · Filed 2026-05-15
Base shares 7,150,000 Last 1 periods +0 (0.0%) Total shares 7,150,000 Value $1.3B
Third Point Dan Loeb 1 filing periods
13F 2026-03-31 Filed 2026-05-15
Major reduction Shares -87.3% 13F value change -$241.1M
Settlement As of 13F 2026-03-31 · Filed 2026-05-15
Base shares 1,100,000 Last 1 periods -960,000 (-87.3%) Total shares 140,000 Value $25.5M
Lone Pine Capital Stephen Mandel 1 filing periods
13F 2026-03-31 Filed 2026-05-15
Minor reduction Shares -1.2% 13F value change -$142.6M
Settlement As of 13F 2026-03-31 · Filed 2026-05-15
Base shares 2,294,891 Last 1 periods -27,835 (-1.2%) Total shares 2,267,056 Value $413.6M
Viking Global Investors Andreas Halvorsen 1 filing periods
13F 2026-03-31 Filed 2026-05-15
Major reduction Shares -45.4% 13F value change -$421.4M
Settlement As of 13F 2026-03-31 · Filed 2026-05-15
Base shares 2,952,317 Last 1 periods -1,339,943 (-45.4%) Total shares 1,612,374 Value $294.1M
Bridgewater Associates Ray Dalio 1 filing periods
13F 2026-03-31 Filed 2026-05-15
Sold out Shares -100.0% 13F value change -$38.2M
Settlement As of 13F 2026-03-31 · Filed 2026-05-15
Base shares 157,774 Last 1 periods -157,774 (-100.0%) Total shares 0 Value $0
Soros Fund Management George Soros 1 filing periods
13F 2026-03-31 Filed 2026-05-15
New Shares - 13F value change +$32.9M
Settlement As of 13F 2026-03-31 · Filed 2026-05-15
Base shares 0 Last 1 periods +180,105 (New) Total shares 180,105 Value $32.9M
Oakmark / Harris Associates Bill Nygren 1 filing periods
13F 2026-03-31 Filed 2026-05-15
Minor reduction Shares -4.3% 13F value change -$734.1M
Settlement As of 13F 2026-03-31 · Filed 2026-05-15
Base shares 10,825,295 Last 1 periods -467,648 (-4.3%) Total shares 10,357,647 Value $1.9B
Sequoia Fund 1 filing periods
13F 2026-03-31 Filed 2026-05-15
Minor reduction Shares -2.4% 13F value change -$133.1M
Settlement As of 13F 2026-03-31 · Filed 2026-05-15
Base shares 2,068,023 Last 1 periods -50,216 (-2.4%) Total shares 2,017,807 Value $368.1M
Brave Warrior Advisors Glenn Greenberg 1 filing periods
13F 2026-03-31 Filed 2026-05-15
Minor reduction Shares -0.5% 13F value change -$61.3M
Settlement As of 13F 2026-03-31 · Filed 2026-05-15
Base shares 1,008,862 Last 1 periods -4,558 (-0.5%) Total shares 1,004,304 Value $183.2M
Eagle Capital Management 1 filing periods
13F 2026-03-31 Filed 2026-05-15
Minor reduction Shares -2.2% 13F value change -$429.8M
Settlement As of 13F 2026-03-31 · Filed 2026-05-15
Base shares 6,716,093 Last 1 periods -149,498 (-2.2%) Total shares 6,566,595 Value $1.2B
Sessa Capital 1 filing periods
13F 2026-03-31 Filed 2026-05-15
Unchanged Shares 0.0% 13F value change $0
Settlement As of 13F 2026-03-31 · Filed 2026-05-15
Base shares 1,558,233 Last 1 periods +0 (0.0%) Total shares 1,558,233 Value $284.3M
Ariel Investments John Rogers 1 filing periods
13F 2026-03-31 Filed 2026-05-14
Sold out Shares -100.0% 13F value change -$39.3M
Settlement As of 13F 2026-03-31 · Filed 2026-05-14
Base shares 162,230 Last 1 periods -162,230 (-100.0%) Total shares 0 Value $0
Davis Advisors Chris Davis 1 filing periods
13F 2026-03-31 Filed 2026-05-07
Minor reduction Shares -0.9% 13F value change -$530.0M
Settlement As of 13F 2026-03-31 · Filed 2026-05-07
Base shares 8,614,766 Last 1 periods -75,030 (-0.9%) Total shares 8,539,736 Value $1.6B
Markel Group Tom Gayner 1 filing periods
13F 2026-03-31 Filed 2026-05-01
Unchanged Shares 0.0% 13F value change $0
Settlement As of 13F 2026-03-31 · Filed 2026-05-01
Base shares 91,000 Last 1 periods +0 (0.0%) Total shares 91,000 Value $16.6M
Duquesne Family Office Stanley Druckenmiller 1 filing periods
13F 2025-12-31 Filed 2026-02-17
Sold out Shares -100.0% 13F value change -$9,337
Settlement As of 13F 2025-12-31 · Filed 2026-02-17
Base shares 43,920 Last 1 periods -43,920 (-100.0%) Total shares 0 Value $0
Eminence Capital Ricky Sandler 1 filing periods
13F 2025-06-30 Filed 2025-08-14
Sold out Shares -100.0% 13F value change -$143.8M
Settlement As of 13F 2025-06-30 · Filed 2025-08-14
Base shares 801,742 Last 1 periods -801,742 (-100.0%) Total shares 0 Value $0

Recent mentions

No public mentions.