Business mix
- It operates through Wealth and Asset Management Businesses; Insurance and Annuity Products; and Corporate and Other segments.
- The Wealth and Asset Management Businesses segment offers investment advice and solutions to retirement, retail, and institutional clients through multiple distribution channels.
- The Insurance and Annuity Products segment provides deposit and credit products; and individual life insurance, individual and group long-term care insurance.
- The Corporate and Other segment is involved in the property and casualty reinsurance businesses; and run-off reinsurance operations, including variable annuities, and accident and health.
Current key questions
- Can asset growth, client flows, fee rates, credit quality, or spread income support durable earnings in insurance - life?
- How sensitive are margins and returns to interest rates, market levels, funding costs, and regulation?
- Do capital allocation, risk controls, and balance-sheet quality improve long-term per-share value?
