Business mix
- It operates through four segments: Acima, Rent-A-Center, Brigit, and Mexico. The company also provides furniture, including mattresses, tires, consumer electronics, appliances, tools, handbags, computers, and accessories.
- In addition, it offers merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for traditional financing.
- Further, the company provides various financial health products and tools through mobile and web applications.
- It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchising location.
Current key questions
- Can demand for the company's products and platforms keep growing within software - application?
- How durable are margins as product cycles, R&D spending, cloud or AI investment, and competition change?
- Does customer concentration, switching cost, or ecosystem control support long-term pricing power?
