Fundsmith avatar

Shareholder letter / fund letter · 2020-03-01

Fundsmith March 2020 Letter to Shareholders

Fundsmith · Terry Smith

Epidemic Crisis communication Long-term holding Classic

AI summary and analysis

In a special letter at the beginning of the epidemic impact, Smith used a very short form to remind shareholders to focus on corporate resilience, cash flow and long-term holdings, rather than trying to predict the market bottom.

Key points

  • The significance of this letter lies in its timing: when the market fell sharply in March 2020, Fundsmith publicly explained its principles to shareholders.
  • Smith did not claim to be able to predict the epidemic or market lows, but instead returned the focus to whether portfolio companies could withstand demand shocks and continue to generate cash.
  • It reflects Fundsmith's behavioral discipline of checking the quality of the business first in a stressful environment rather than selling on emotion.
  • Special letters are shorter than annual letters, but are suitable as a classic crisis communication sample, showing how fund managers communicate with shareholders during panic periods.
  • For the average investor, the value of this information is to learn the process under pressure rather than to find short-term views on a certain stock.

Other viewpoints from the same firm

Fundsmith Equity Fund 2025 Annual Letter

Terry Smith explains why Fundsmith will continue to underperform MSCI World in 2025, focusing on index concentration, passive fund momentum, AI leader valuations, dollar weakness and persistence in not chasing index weights.

Shareholder letter / fund letter

Fundsmith Equity Fund 2025 Semi-Annual Letter

2025 semi-annual letter disclosed Fundsmith’s first half portfolio adjustments: began to accumulate Zoetis, Intuit, EssilorLuxottica, and sold PepsiCo and Brown-Forman.

Shareholder letter / fund letter

Fundsmith Equity Fund Owner's Manual

The Fundsmith Owner's Manual is the foundational document for understanding Terry Smith's methodology, systematically explaining fund objectives, investment criteria, fees, trading disciplines and how shareholders should evaluate Fundsmith.

Shareholder letter / fund letter

Fundsmith Equity Fund 2024 Annual Letter

The 2024 letter revolves around AI, Nvidia, index concentration and passive funds, explaining why Fundsmith owns some large tech companies but is unwilling to turn the portfolio into a Magnificent Seven weight replication.

Shareholder letter / fund letter

Fundsmith Equity Fund 2024 Semi-Annual Letter

The 2024 half-year letter disclosed low turnover and new buys in Texas Instruments, and stated that during the half-year period Fundsmith placed more emphasis on long-term free cash flow than short-term price action.

Shareholder letter / fund letter

Fundsmith Equity Fund 2023 Annual Letter

The 2023 annual letter discusses contributions from Meta, Microsoft, Novo Nordisk and others, and re-elaborates Fundsmith's three-step strategy: buy good companies, don't pay too much, and do nothing.

Shareholder letter / fund letter