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Shareholder letter / fund letter · 2025-07-01

Fundsmith Equity Fund 2025 Semi-Annual Letter

Fundsmith · Terry Smith

Combination adjustment Low turnover Quality investment Consumer goods ZTS INTU PEP BF.B

AI summary and analysis

2025 semi-annual letter disclosed Fundsmith’s first half portfolio adjustments: began to accumulate Zoetis, Intuit, EssilorLuxottica, and sold PepsiCo and Brown-Forman.

Key points

  • This semi-annual letter is closer to a portfolio move than an annual letter, with a direct look at Fundsmith's trade-offs between consumer, software, animal health and eyewear faucets.
  • Buying Zoetis shows that Smith still prefers high-quality businesses with high gross margins, strong repurchase attributes, and low correlation with the economic cycle.
  • Rebuying or accumulating Intuit signals Fundsmith's willingness to return to familiar companies when software asset valuations and business quality realign.
  • The sales of PepsiCo and Brown-Forman were part of a reassessment of portfolio quality and growth, not a simple switch from consumer staples to technology.
  • The letter goes on to disclose low turnover and total holding costs, helping to determine whether Fundsmith is truly "buy good companies, don't overpay, do nothing".

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